Banca de QUALIFICAÇÃO: JOYCE ASSIS DE OLIVEIRA

REGIONAL ASPECTS OF CREDIT IN BRAZIL

Regional credit, liquidity preference, economic growth.

This work seeks to investigate how credit, mediated by the performance of financial institutions and monetary dynamics, influences regional growth disparities in Brazil. The analysis is based on the concept of endogenous currency and the relevance of the preference for liquidity in investment decisions. Based on Post-Keynesian theory, this study analyzes regional credit data from 2004 to 2024, considering variables such as the Selic rate, bank density, IBCR and credit balance. The methodology includes the use of indicators such as credit momentum and the relationship between liquidity preference and credit expansion, in addition to the future application of the VAR model. The dissertation will contribute to the understanding of regional aspects of credit, highlighting the importance of identifying the causes of regional asymmetries in the supply of credit and their relationship with economic growth. The preliminary results emphasize the need for a more targeted approach, offering empirical evidence capable of supporting the development of public policies aimed at expanding access to credit and, consequently, promoting regional economic growth.